Northwest Arkansas Mortgage Loans

If you are looking to purchase a new home or refinance the home you are currently livinng in we can help you with a mortgage loan in Northwest Arkansas. 

If you are looking to purchase a new home or refinance the home you are currently living in, we can help with a Northwest Arkansas mortgage loan.

We have first time home buyer help, and we are knowledgeable which helps us answer your questions.
Do you know how much house you can afford, because affordability is more than just how much you can borrow.
Pre-qualification or Pre-Approval? These processes can make house hunting easier, but it’s important to understand the differences.

There are a variety of mortgage options, so if you’re shopping for your first house or moving on to something new or better, NwaLending.com offers competitive rates and mortgage options, including:

Fixed-rate loans for stable payments
Jumbo loans for home loans over $726,200
FHA loans have down-payments starting at 3.5%
VA loans for qualifying veterans
NwaLending.com also offers loans for new construction and residential investment property.

Can I qualify for a mortgage, and what do I need to get there if I don’t qualify. We can answer these questions for you and more. 

Call us today and you can schedule a free personalized consultation. 

Northwest Arkansas Mortgage Loan Chart

Conventional Fixed Rate Mortgages Low fixed interest rates for well qualified eligible buyers.

Notable Benefits The best fixed rates No interest-rate surprises. A variety of loan terms available

You should Consider if… Plan to stay in your home for a longer period of time Have an established credit history with a FICO mid-score of 620 or greater Can put at least 5% down on a home or 3% for First Time Home Buyers

Jumbo-Mortgages Great rates for higher-priced properties. Rates and more info call us

Notable Benefits Higher purchase limits Competitive rates Fixed-rate and term options

You should consider if…    Are buying a home that exceeds conforming loan limits $726,200 Credit over 680 and have an established credit history Can put at least 10-20% down on a home

FHA Mortgages Government insured loans with forgiving guidelines. Rates and more info call today!

Notable Benefits Low down payments 3.5% Flexible qualification guidelines as low as 620 FICO mid-score Fixed-rate 30 year

You should consider if…    Have limited down-payment funds Have very limited established credit history or have credit challenges in the past like bankruptcies and foreclosures.

Construction Loans Flexible financing for your future home. More info call today!

Notable Benefits Financing for new construction Construction bridge loan options

You should consider if…    Looking at building a new home to your specifications Considering renovating an existing home

Northwest Arkansas Mortgage Loan types.

 FHA Mortgage
Conventional Fixed Rate Mortgage
USDA Rural Development Mortgage
Jumbo Mortgage
VA Mortgage